Kasus kemaluan kemasukan tikus curut memang tidak hanya terjadi sekali saja, banyak kasus seperti ini sudah terjadi. Seperti pernah terjadi di Jakarta Beberapa tahun lalu. Kasus terakhir terjadi di Banjarmasin. Seekor tikus masuk kedalam vagina seorang wanita (pengantin Baru) yang habis berhubungan badan kemaluan istrinya dimasuki tikus.
Kelelahan Usai Malam Pertama. Pengantin Wanita Syok Ada Curut Masuk Itunya
Hal itu terjadi pada saat wanita tersebut tertidur pulas, tiba-tiba tikus curut masuk kedalam vaginanya dan wanita itu menjerit, suaminya mencoba menulongnya dengan cara menarik buntut tikus tapi justru buntut(ekor ) tikus tersebut putus.
Ati seorang pengantin baru asal Bajarmasin ini yang mengalami nasib naas tersebut merupakan warga Jl. Komplek Yuka Banjarmasin. Dengan adanya kejadian ini, Ati terpaksa harus mengalami operasi alat kemaluannya untuk mengeluarkan tikus curut yang masuk tersebut.
Menurut sumber berita, Ati merupakan pengantin baru yang sedang menikmati masa bulan madu dengan suami, dan karena kelelahan berhubungan dengan suami, Ati sampai lupa memakai CD nya dan ketidauran
Kejadian seperti ini pernah pula terjadi di jakarta beberapa tahun lalu tepatnya di wilayah Jakarta uatara. Kasusnya sama seperti Ati, yaitu tertidur setelah berhubungan badan dengan sang suami tapi kasus yang ini wanita tersebut tidak tertolong (meninggal)
Dengan Kejadian tersebut kita agar lebih berhati-hati terutama bagi para kaum wanita setelah berhubungan badan dengan suaminya untuk segera memakai CD . Karena tikus seperti tikus curut memang suka mencari makanan malam-malam, umumnya tikus curut ini suka makan tahi ayam dan suka makanan yang mengandung bau sesuai kesukaan tikus tersebut.
Mutual of Omaha products
Mutual of Omaha is a mutual insurance and financial services company. Furthermore, it is the parent company of United of Omaha through which it offers life insurance products and services.
United of Omaha policy offerings include term, guaranteed whole and universal life insurance. The company's best offering is the guaranteed whole life policy, which has some of the cheapest rates available in the industry. All of these policies come with typical life insurance riders including:
Chronic illness
Terminal illness
Waiver of premium
Accidental death
Term life insurance
United of Omaha offers two different term life insurance policies: Term Life Express and Term Life Answers. Both products provide life insurance coverage for a set period of time but are more expensive when compared to similar products from other life insurers.
Term life insurance through United of Omaha is guaranteed level, which means premiums will not increase during the life of the policy. Furthermore, both of these term life insurance products can be purchased for applicants between the ages of 18 and 65 years old and have term length options of 10, 15, 20 or 30 years. The plans differ in the amount of coverage you can purchase as well as the underwriting requirements.
The Term Life Answers product is a standard term life insurance policy with a minimum death benefit of $100,000 and a maximum of $65 million.The policies typically have underwriting requirements that involve you filling out an application as well as taking a medical exam.
Life insurance rates are slightly more expensive for the Term Life Answers policy from United of Omaha compared to policies from other insurers. As you can see below, both John Hancock and Massachusetts Mutual offer cheaper 10-year term life insurance when compared to United of Omaha.
Mutual of Omaha Term Rates
The Term Life Express product is a simplified issue term life insurance policy. This means it will not require you to take a full medical exam to be issued the plan. However, you would need to participate in a phone interview, which would include basic health and life questions like your health, weight, tobacco use, health history, lifestyle and occupation.
Since no medical exam is conducted, the maximum size of the death benefit that can be purchased is considerably smaller and premiums are typically more expensive when compared to the Term Life Answers plan. Coverage amounts for the Term Life Express policy range from $25,000 to $300,000.
All of United of Omaha's term life insurance plans offer the ability to convert the policy to a permanent life insurance policy. However, if you currently have the Term Life Express product, you can only convert it to United of Omaha's guaranteed whole life plan.
Before choosing term life insurance, you should evaluate when exactly you are able to convert the policy, since there are some restrictions. United of Omaha only allows the conversion if you have had your term policy for more than two years which prevents immediately changing your term policy to permanent. Additionally, you can only convert to permanent life insurance if you are under the age of 70 years old.
Guaranteed whole life insurance
United of Omaha offers guaranteed whole life insurance, which is designed to provide lifelong coverage while not requiring a medical exam. The whole life plan offers premiums that are guaranteed not to increase and can be purchased by individuals between the ages of 45 and 85 years old. Additionally, policy death benefits range from $2,000 to $25,000.
As shown in the table below, United of Omaha has some of the cheapest rates available, especially for applicants between the ages of 50 and 60 years old. That is why we recommend this company for the best guaranteed whole life insurance.
Sample monthly premiums for guaranteed whole life at United of Omaha
Company Age 50 Age 60 Age 70
United of Omaha $36 $55 $89
Gerber $38 $57 $88
AIG $52 $63 $93
Sample monthly premiums are for a male living in California purchasing $10,000 of coverage.
Guaranteed whole life tends to be much more expensive and offer smaller life insurance coverage. This is due to the policy being issued on a guaranteed basis without the need for a medical exam. Since the insurance provider does not have as much information about the risks you pose, they are forced to charge more for the product. However, this product can be a great option if you do not have great health and were previously denied other life insurance products for this reason.
Universal life insurance
United of Omaha currently has four different universal life insurance policy offerings:
AccumUL
Guaranteed Universal Life
Life Protection Advantage
Income Advantage
AccumUL
The AccumUL product through United of Omaha is their standard universal life insurance plan. This is a permanent life insurance policy, which guarantees the cash value account will grow at a minimum of 2% annually. Cash value is an account within your life insurance policy that is separate from the death benefit. As you pay premiums into the policy, a portion of that payment will go toward the cost of the insurance — such as administrative fees — and the other portion will be placed into the cash value account.
In this case, the AccumUL plan cash value is guaranteed to grow by at least 2% every year, which is a higher rate when compared to the guaranteed universal life policy. However, this will be dependent on what you invest in the cash value account.
Guaranteed universal life insurance
Guaranteed universal life insurance is a universal policy that will not lapse if the cash value is zero. Typically, a permanent life insurance policy could lapse if the cash value were to go below zero in which case the policy would be terminated. For example, with some permanent life insurance, you can use the cash value to pay for the policy premiums. If you are not careful in this situation, the cash value could deplete very quickly, go negative and eventually lapse. For this reason, this universal life insurance policy focuses more on providing a stable, guaranteed death benefit and less about cash accumulation.
Indexed universal life insurance
Indexed universal life insurance can be purchased through United of Omaha's Life Protection Advantage and Income Advantage policies. Both plans have permanent death benefit coverage, meaning the policy will last your entire life. Furthermore, both have a cash value account similar to the AccumUL plan, but these policies have an interest rate that is tied to the performance of a market index.
The two indexed universal plans only differ in that the Income Advantage policy emphasizes cash value growth potential while guaranteeing no negative risk. Since these plans are tied to the performance of a market index like the S&P 500 there can be negative cash value growth for other indexed universal life insurance plans.
Children's whole life insurance
United of Omaha has a child whole life insurance plan, which has simplified underwriting and is available for children between the ages of 14 days and 17 years old. These are small life insurance policies — coverage between $5,000 and $50,000 — which are meant to provide financial protection if the child becomes seriously ill and passes away unexpectedly. As you can see below, Mutual of Omaha offers one of the cheapest rates available for these types of plans.