TRIBUNLAMPUNG.CO.ID - Beredar potongan video, seorang kakek diikat ke sebuah tiang listrik. Kakek berpakaian kumal itu ngomel tidak karuan.
Semantara orang-orang disekitarnya hanya tersenyum.
“Lek aku salah, salahno. Bupati Syahri Mulyo sing dadekno aku,” seru kakek itu.
Belakangan diketahui kakek itu biasa dipanggil Mbah Gantol. Dia seorang dengan gangguan jiwa asal Desa Ketanon, Kecamatan Kedungwaru.
Gantol diikat di perempatan Desa Kendalbulur, Kecamatan Boyolangu karena dianggap membahayakan warga. Gantol juga sempat memanjat tiang listrik di lokasi itu.
“Umurmu durung sepiro, ojo wani-wani karo Gantol. Iki engko lek aku sampek iso icul kowe tak bacok,” (Usiamu belum seberapa, jangan berani sama Gantol. Nanti kalau saya bisa lepas, kamu saya bacok) ujar Gantol mengancam warga di sekitarnya.
Kapolres Boyolangu, AKP Puji Widodo mengakui kejadian itu. Jajarannya juga sudah mengevakuasi Gantol, setelah sebelumnya diikat warga pada tiang listrik.
“Sebelumnya dia memanjat tiang listrik bertegangan tinggi. Oleh warga kemudian diamankan,” terang Widodo,
Selama menunggu polisi itulah, warga mengikat Gantol. Harapannya Gantol tidak lagi berulah.
“Dia memang temperamen dan suka ngamuk. Makanya diikat oleh warga sebelum kami evakuasi,” tambah Widodo.
Lebih jauh Widodo memuji sikap warga yang mengamankan Gantol, dan langsung menghubungi Polsek. Meski terlihat kejam, Widodo memahami apa yang dilakukan warga.
“Tujuannya hanya mengamankan, dan diikat juga tidak lama. Kami senang karena masyarakat juga ikut berperan memberikan informasi setia bentuk gangguan ketentraman dan ketenangan masyarakat,” pungkasnya.
Gantol kemudian dievakuasi menggunakan mobil Polsek Boyolangu. Gantol selama ini sudah dikenal luas karena kondisi kejiwaannya.
Lelaki tua ini kerap menggunakan seragam mirip polisi. Setiap kali bertemu orang, Gantol minta uang.
Namun jika tidak diberi, mulutnya mengumpat dan mengeluarkan kata-kata kotor.
Artikel ini telah tayang di tribunlampung.co.id dengan judul Seorang Kakek Diikat di Tiang Listrik, Warga Beberkan Alasannya
Keep in mind that each insurer has different restrictions and preferences when it comes to underwriting. However, Sagicor may reject your application or offer higher quotes if you have certain common conditions, such as arthritis, asthma, sleep apnea or diabetes.
Sagicor Universal Life Insurance
Sagicor offers both guaranteed universal life insurance and indexed universal life insurance. Both policies offer permanent coverage and have a cash value which can be borrowed against or used to pay premiums.
Policy Details Guaranteed Universal Life Indexed Universal Life
Age Availability Up to age 85 Up to age 85
Minimum Coverage $25,000 $50,000
Premiums Level May increase
Cash Value Flat interest rate Based on index performance
Underwriting No medical exam if below age 65 and less than $400,000 coverage Medical exam and health questions
Sagicor’s guaranteed universal life insurance policy is somewhat similar to a term life insurance policy that lasts until you turn 120, making it a great choice if you just want a permanent death benefit. Premiums are level for the entire length of coverage and you can purchase a policy with no medical exam if the death benefit isn’t greater than $400,000. The only key difference is that the policy builds a cash value over time which grows according to a fixed interest rate.
Sagicor’s indexed universal life insurance is fairly standard as compared to policies from other insurers. A portion of premiums is put towards the policy’s cash value and the cash value grows according to the investments you choose. The policy is limited though, as Sagicor only offers three investment options:
Fixed interest rate (around 3%)
S&P 500 (with a cap on the maximum interest rate your account will be credit within a given month)
Basket of indices (though Sagicor can cap your participation rate, meaning you would only receive a percentage of the total returns)
Both universal life insurance policies from Sagicor come with an accelerated death benefit rider. This rider would allow you to receive up to $400,000 or 25% of your policy’s death benefit (whichever is less) if you contracted a terminal or chronic illness. The option to accelerate a death benefit can be incredibly valuable given the high cost of hospital stays, medication and other expenses associated with a life-impacting illness. You also have the ability to add an accidental death benefit, child rider or waiver of premium rider, similar to term life insurance.
Sagicor Whole Life Insurance
Sagicor offers traditional whole life insurance, as well as two single premium policies. Their traditional whole life insurance policy is fairly standard, with the primary differentiator being that you can get up to $250,000 of coverage with no medical exam. The majority of insurers will only provide up to $50,000 of whole life insurance coverage without a medical exam.
While Sagicor’s single premium whole life insurance policies have a minimum $5,000 initial premium, but there are no ongoing costs. The death benefit you purchase is guaranteed as a minimum for the life of the policy and can be increased over time using your cash value.
The only real difference between Sagicor’s single premium policies is how the cash value is invested. One policy lets you choose to invest in indices (similar to their indexed universal policy), while the other essentially tracks market interest rates.
Policy Details Whole Life Insurance Indexed Single Premium Whole Life Interest Sensitive Single Premium Whole Life
Age Availability Up to age 85 Ages 18-85 Ages 45-85
Premiums Level for lifetime One-time One-time
Underwriting No medical exam if below age 65 No medical exam No medical exam
Cash Value Grows at fixed rate Tied to indices, minimum 2% interest rate Tied to market, minimum 3% interest rate
Accelerated Death Benefit Lesser of $250,000 or death benefit minus $5,000 Lesser of $250,000 or death benefit minus $25,000 Lesser of $250,000 or death benefit minus $25,000
A great benefit for both single premium whole life insurance policies is that, if you decide later on that you want to surrender the policy and cancel your coverage, you’ll get a full return of your premium. While there’s an opportunity cost to having not done something else with your money, this at least reduces your risk in making a large coverage purchase.
Sagicor Life Insurance Ratings & Customer Reviews
The Sagicor Life Insurance Company has an Excellent (A-) rating from A.M. Best, and receives a proportionately low number of consumer complaints. Sagicor actually receives great reviews from customers, praising the company’s simple and fast application process. In addition, the brokers and agents that Sagicor sells life insurance through are well-reviewed for their patience and knowledge of the products. However, overall, due to its term life insurance rates, it is not considered one of the best life insurance companies.
While the majority of Sagicor Life’s feedback is positive, they receive mixed ratings for their online platform. In addition, customers have had the occasional issue when trying to cancel a policy or change billing information.