Sudah banyak kasus yang menceritakan kematian bayi atau anak kecil akibat kesalahan makan.
Hal tersebut dikarenakan orang tua kurang berhati-hati dalam mengawasi apa saja yang masuk ke mulut anaknya.
Kasus terbaru muncul di Filipina, di mana seorang bayi laki-laki meninggal dunia,
Dilansir dari worldofbuzz.com, kisah ini awalnya beredar di Facebook.
Bayi Dean Adrian Villanueva Martin dilarikan ke rumah sakit terdekat pada tanggal 15 November pukul 5 sore.
Hal ini dikarenakan bayi berusia 1 tahun 1 bulan ini tersedak akibat memakan produk jeli.
Ketika sampai di rumah sakit, dia langsung didiagnosa sudah meninggal dunia.
Tetapi ajaibnya, dia hidup kembali setelah 26 menit.
Hanya saja, sel otaknya perlahan mulai mati, ditambah dengan tidak ada aliran ke otaknya.
Setelah mengalami koma selama 5 hari, organ-organnya perlahan mulai tidak berfungsi.
Selain mengalami gagal jantung, Adrian juga mengalami jumlah hemoglobin rendah, pendarahan dan tingginya kadar gula.
Namun setelah masa komanya bertambah sampai tanggal 22 November 2019, Adrian dinyatakan meninggal dunia.
Posting di Facebook selain menunjukkan foto-foto Adrian, juga diisi dengan pembukaan donasi untuk membantu Adrian.
Namun kini semua itu sudah terlambat.
Perlu kita ingat bahan makanan yang tidak boleh dimakan bayi berumur enam sampai 12 bulan:
1. Jagung mentah
2. Ceri, beri, anggur 1 buah utuh
3. Bagian keras sayur atau buah
4. Buah kering tidak dimasak
5. Kacang utuh atau potongan
6. Selai kacang
7. Potongan daging yang besar
8. Hotdog dan sosis
9. Daging ikan dengan tulangnya
10. Keju balok
sumber: intisari-online.com
Hal tersebut dikarenakan orang tua kurang berhati-hati dalam mengawasi apa saja yang masuk ke mulut anaknya.
Kasus terbaru muncul di Filipina, di mana seorang bayi laki-laki meninggal dunia,
Dilansir dari worldofbuzz.com, kisah ini awalnya beredar di Facebook.
Bayi Dean Adrian Villanueva Martin dilarikan ke rumah sakit terdekat pada tanggal 15 November pukul 5 sore.
Hal ini dikarenakan bayi berusia 1 tahun 1 bulan ini tersedak akibat memakan produk jeli.
Ketika sampai di rumah sakit, dia langsung didiagnosa sudah meninggal dunia.
Tetapi ajaibnya, dia hidup kembali setelah 26 menit.
Hanya saja, sel otaknya perlahan mulai mati, ditambah dengan tidak ada aliran ke otaknya.
Setelah mengalami koma selama 5 hari, organ-organnya perlahan mulai tidak berfungsi.
Selain mengalami gagal jantung, Adrian juga mengalami jumlah hemoglobin rendah, pendarahan dan tingginya kadar gula.
Namun setelah masa komanya bertambah sampai tanggal 22 November 2019, Adrian dinyatakan meninggal dunia.
Posting di Facebook selain menunjukkan foto-foto Adrian, juga diisi dengan pembukaan donasi untuk membantu Adrian.
Namun kini semua itu sudah terlambat.
Perlu kita ingat bahan makanan yang tidak boleh dimakan bayi berumur enam sampai 12 bulan:
1. Jagung mentah
2. Ceri, beri, anggur 1 buah utuh
3. Bagian keras sayur atau buah
4. Buah kering tidak dimasak
5. Kacang utuh atau potongan
6. Selai kacang
7. Potongan daging yang besar
8. Hotdog dan sosis
9. Daging ikan dengan tulangnya
10. Keju balok
sumber: intisari-online.com
Death benefit
Also called the face value of the policy, this refers to the payout the beneficiaries will receive upon your passing. Death benefits are tax-free so long as you’re below federal and state estate exemption levels, which is the case for most households as the federal exemption level is approximately $5.5 million and only 18 states impose estate or inheritance taxes. Policy face values are typically available in increments of $50,000 or $100,000, though they can go up to several million dollars. Whole life insurance policies are generally more expensive than alternatives, such as term life insurance, and the death benefit directly impacts that cost, so it’s important to evaluate your family’s needs before deciding to purchase.
You may see products, such as final expense whole life insurance, with death benefits as low as a few thousand dollars. These policies tend to be less expensive as they have a low face value and are designed to cover end-of-life costs. Given the average cost of a funeral is around $10,000, these policies can be incredibly valuable if your family doesn’t have an established emergency fund, or would be put in a difficult financial situation trying to cover burial expenses.
Premium
This is the cost of the policy, and can be paid annually, bi-annually, or monthly, depending on your insurer. Premiums are generally paid for the life of the policy, though some choose to pay a higher premium for a shortened period of time, such as 20 years, in order to make sure their policy doesn’t lapse later. This option can often be useful for people that currently have high incomes that can cover the costs, and want to lock-in coverage for their family no matter what happens to their income in the future. If you’re able to afford it, this can be a simple way to reduce your family’s financial risk profile.
Cash value
As with other permanent life insurance policies, whole life insurance accrues a cash value over time. The cash surrender value is what you get if you surrender the policy to the insurer. It is not added to the face value of the policy, which your beneficiaries get if you pass away.
The cash value grows tax-deferred over time, and is guaranteed to grow at a particular rate in the case of whole life policies. This is why whole life insurance policies are often referred to as an investment vehicle. While the guaranteed rate of return on the cash value may be lower than other financial products, it can lower the overall volatility of a portfolio (though this benefit assumes you have a breadth of existing investments). The cash value can be used to:
Pay premiums
Purchase additional coverage
Withdrawn (in certain cases)
Provide a tax-free loan (for emergency expenses, a mortgage, or other needs)
Keep in mind that if you’ve borrowed against the cash value of your policy and pass away, the loan will be deducted from the policy’s death benefit.