Seorang pelajar di Dusun Singosaren RT 5, Desa Wukirsari, Imogiri, Bantul, Yogyakarta, terluka karena tersambar petir, Kamis (20/2/2020) malam.
Korban bernama Muhammad Farhan Alhalwani (18), pelajar kelas III SMA N Wukirsari, kini dirawat di RSUD Panembahan Senopati, Bantul.
Nenek korban, Sariyem, mengatakan, dia berangkat mengaji tak jauh dari rumahnya sekitar pukul 18.30 WIB.
Pada Kamis malam, hujan lebat disertai petir mengguyur wilayah Singosaren.
Saat itu Farhan sendirian di rumah dan bermain ponsel sambil menggunakan headset.
Saat pulang sekitar pukul 20.30 WIB, Sariyem mendapati pintu rumah sudah terbuka dan tak ada orang di dalam.
“Saat pulang sudah kosong, waktu itu hujan deras dan kondisi gelap,” kata Sariyem saat ditemui di rumahnya, Jumat (21/2/2020).
Tercium bau gosong dari kamar korban, Sariyem sempat panik dan mencari cucunya di setiap sudut rumah, tetapi tidak ditemukan.
Ternyata, Farhan berada di rumah pamannya yang berada tak jauh dari lokasi.
“Farhan ditolong, ada luka pada bagian kepala. Rambutnya gosong, wajahnya luka, pundak dan tangan kiri gosong. Tapi Farhan sadar, bisa berkomunikasi,” ucap Sariyem.
Korban langsung dilarikan ke RSUD Panembahan Senopati
Dari pengamatan Kompas.com, headset dan ponsel rusak parah, kasur berlubang seperti terbakar, dan tiang beton rusak ringan.
Headset, ponsel, dan penambah daya masih tertancap.
Kakek korban, Zamari, menambahkan, sampai saat ini korban masih dirawat dan kondisinya membaik.
“Tadi berpesan sama bapaknya agar saya tidak membersihkan dulu kamarnya agar dirinya mengetahui kondisi kamarnya,” ucap Zamari.
Sumber: kompas.com
20-year term life insurance rates
The most popular term life insurance option on the market, the 20-year term policy, provides longer coverage than its shorter-term 10-year counterpart, though it comes with higher annual rates.
These policies are usually recommended for young families who often have large debts and expenses, such as mortgages and school loans, that would become extremely burdensome if the breadwinner of the family happened to die unexpectedly.
The 20-year term is typically long enough for the family to substantially pay down these debts and reduce the potential risk of someone else having to foot the bill should something happen.
Policy face value Preferred plus Preferred Select Standard
$100k policy $199 $226 $271 $496
$250k policy $304 $361 $460 $963
$500k policy $479 $586 $775 $1,740
$1M policy $829 $1,036 $1,405 $3,295
Generational views about the cost of life insurance
ValuePenguin conducted a survey which revealed that more than a third (35%) of the total respondents did not currently have a life insurance policy.
When pressed about what the main reason was behind this decision, over 40% of individuals believed that it is too expensive to purchase life insurance. Furthermore, over half (53%) of baby boomers (adults between the ages of 54 and 72) think policy premiums are too steep and thus do not currently have life insurance. Investing in a policy when young can be cost-effective, and boomers are feeling the effects, like price, of not purchasing life insurance until later in life.
However, when asked, "When should you purchase a life insurance policy?" over 37% of total individuals responded "While you are young and healthy."
Views as to when prospective policy holders should purchase life insurance?
Life event Generation Y Millennial Generation X Baby boomer Silent generation
After the birth of first child 20% 16% 20% 11% 16%
Once you are married 18% 16% 15% 17% 0%
While you are young and healthy 27% 35% 36% 42% 47%
After buying your first home 8% 10% 4% 4% 11 %
When you reach retirement age 7% 6% 7% 8% 5%
When you get your first full-time job/promotion 8% 11% 11% 6% 11%
Never 10% 4% 4% 8% 11%
Methodology
Average life insurance rates by age were calculated based on quotes from five of the largest insurers: John Hancock, MassMutual, New York Life, Securian and Transamerica. Costs shown are for a man in excellent health. Additionally, gender life insurance rate charts used the same insurers and included applicants in excellent health.
Data from this study showing the cost by policy term length was sourced from Northwestern Mutual Life Insurance. Life insurance figures were calculated by looking at four policy amounts ($100k, $250k, $500k, and $1 million) across four rate classes. Below is the breakdown of each rate class:
Preferred plus policies assume no tobacco use in five years, no serious medical issues, cholesterol levels below 200 and blood pressure that doesn't exceed 130/80.
Preferred policies assume no tobacco use in three years, above-average health, no serious medical issues, cholesterol levels below 240 and blood pressure that doesn't exceed 135/85.
Select policies assume no tobacco use in 12 months, good health, blood pressure below 140/90 and cholesterol levels below 300.
Standard policies assume tobacco use in the past year, good health, cholesterol below 300 and blood pressure readings below 140/90.
ValuePenguin by LendingTree commissioned Qualtrics to conduct an online survey of 1,029 Americans to understand their feelings towards life insurance. The survey was fielded May 24-27,