Sebuah video mendadak viral dan jadi perbincangan hangat netizen.
Dalam video tampak seorang ibu dibuat terkejut bukan main karena memergoki anak perempuannya sedang berbuat mesum dengan seorang lelaki.
Terlihat seorang ibu berhijab hijau membuka pintu dan masuk ke kamar anaknya.
Namun di dalam ia kamar ia mendapati sang anak sedang “ditindih” oleh pemuda yang diduga pacarnya.
Si ibu pun naik pitam.
“Kamu ngapain di situ?” tanya si ibu kepada anak perempuannya.
Sang anak pun terkejut. Ia lantas panik dan langsung beranjak dari posisinya.
Ia memegang tangan sang ibu dan mencoba memberikan penjelasan.
“Mah, aku bisa jelasin,” kata si anak, dikutip Kamis, 12 September 2019.
Video tersebut diunggah oleh akun gosip Zona Nyinyir hingga akhirnya viral.
“TERCYDUK mamaak….
Alamaaak malunya stengah metong….
Auto dihapus dr KK wkwkwk,” tulis akun @zona.nyinyir.
Tak diketahui pasti dimana lokasi video tersebut diambil, begitu pula dengan identitas pasangan remaja yang terciduk.
Namun yang jelas, video tersebut sudah sukses membuat netizen heboh.
Sumber: minews.id
No medical exam life insurance, also called simplified issue, offers you the ability to get coverage without a physical or blood and urine tests. If you’re moderately healthy, no medical exam life insurance quotes will consistently be more expensive than fully underwritten quotes for the same amount of coverage. However, if you have pre-existing conditions that would preclude you from passing a medical exam or need coverage very quickly, simplified issue term life insurance is a handy and affordable alternative.
No Medical Exam Life Insurance Policies
Term Life Insurance
Whole Life Insurance
Should I Buy No Medical Exam Life Insurance?
No Medical Exam vs Guaranteed Acceptance Life Insurance
No Medical Exam Life Insurance Policies
No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $50,000 (while term coverage is usually limited to $500,000). If an insurer offers no medical exam coverage with higher death benefits than these, it typically means that the medical exam is conditional upon your responses to health questions. For example, Pacific Life offers executives up to $3 million in life insurance coverage without a medical exam, but only if you first pass a medical interview with no significant issues.
When applying for no medical exam insurance, you’ll be asked several questions about your health and medical history and your responses will be used to determine whether you qualify for coverage. The list of questions changes according to insurer, meaning you may be rejected by one insurance company or offered particularly high quotes, while another insurer will gladly accept your business.
Being honest on your application is important as the insurer can cancel your policy during the first two years of coverage without a refund if they find you lied or misrepresented anything. Keep in mind that, even without a health exam, insurers still have a variety of ways to confirm the information you provide. Insurance companies regularly check your responses against:
Prescription databases
The Department of Motor Vehicles
The Medical Information Bureau
Physician statements
No Medical Exam Term Life Insurance
If you’re unable to qualify for fully underwritten life insurance but need over $50,000 in coverage, no medical exam term life insurance is your best option. In addition, term policies are typically the cheapest form of no medical exam insurance. No medical exam policies offer term lengths up to 30 years and can typically be purchased up until you turn 75, though some insurers restrict term lengths based upon your age.
When shopping for simplified issue term life insurance, you should make make sure that a policy is described as “level term” or as having “guaranteed level premiums” for the term length. These phrases mean that the term life insurance quotes you receive reflect the price you’ll pay for the entire length of the policy. Some insurers offers a product called no medical exam term insurance where quotes based upon your age group (typically a 5-year period, such as ages 50-54). With these products, the term length is essentially just one year and premiums increase each time you enter a new age group, meaning they become incredibly expensive over the course of 15 or 20 years.
As an example, let’s say you’re a 45-year old male and want $150,000 of coverage for 20 years. New York Life offers coverage according to your age, so you would be quoted: