Sungguh tragis. Saat dilakukan proses persalinan kepala bayi yang hendak keluar dari rahim Yanti (23) terputus. Sedangkan badannya tertinggal dirahim sang ibu. Yanti dilarikan ke RS Medical Centre , Jl. Pajajaran Indah V No.97, Kota Bogor, Jawa Barat, untuk mengeluarkan badan bayi yang masih tertinggal di rahim nya Kejadian Rabu (14/9) malam .
Kapolres Bogor, AKBP Andi Moch Dikcy saat dihubungi Tribunkota, Kamis (15/9) membenarkan kejadian tersebut. Dijelaskannya, pihaknya sedang memeriksa tiga saksi, Tersangka bidan Gadungan memasang papan nama klinik bersalin di depan rumahnya.
Sedangkan sang ibu bayi perempuan itu masih menjalani perawatan di rumah sakit dan badan bayi nya sudah di keluarkan pihak RS Medical Centre Kota Bogor. Ditambahkan Kapolres, pihaknya sudah mengatakan, dalam menjalankan profesinya, tersangka memang sengaja memasang papan nama klinik bersalin di depan rumahnya.
"Mendapat laporan keluarga korban dan informasi warga setempat, petugas langsung menangkap DS Bidan Gadungan tersebut di rumahnya. Kami juga sudah mencabut papan namanya dan dari hasil penyelidikan DS (37) adalah bidan gadungan yang hanya bertamatan SMP ." katanya kepada Tribunkota saat ditemui di ruang kerjanya pagi tadi .
Variable Life Insurance vs Mutual Funds and Term Life Insurance
“Buy term and invest the difference” is a phrase often used to discourage people from buying cash value life insurance policies, such as variable life insurance. If your financial obligations are likely to go away within 20 to 30 years, then purchasing term life insurance is likely to be a better option as it’s significantly less expensive than variable life insurance.
For example, if you are purchasing life insurance to make sure your family could stay in your home if you pass away and you have a 15 year mortgage, you would do better with term life insurance. Similarly, if you could save enough money over the next couple of decades to handle any future financial obligations, you should do so and just buy term coverage as a backup. With variable life insurance, you’re paying more to have a death benefit in place for the length of your life.
Now, there’s a separate question of whether you would want to buy cheaper permanent life insurance, such as guaranteed universal life insurance, and invest the difference in mutual funds or ETFs. There are pros and cons to both options but we would typically recommend maxing out contributions to retirement accounts prior to investing in variable life insurance. With a 401(k) or IRA, your money will grow tax-deferred and you’ll have a wider variety of investment options with lower fees. The only downside is that it will be harder to access your money for a period of time, but even variable life insurance policies have surrender and withdrawal fees.
Assuming your retirement accounts are fully funded, then whether to put your money in a brokerage account or variable life insurance policy is dependent on how you believe the investment options of the variable policy will perform. Tax-deferred growth can counteract moderate management fees if your cash value performs well enough, but you need to evaluate expected performance for yourself.