Sehari-hari, hidup kita dibantu oleh smartphone. Menelepon orang, chatting, browsing, mendengarkan musik, menonton video adalah aktivitas yang rutin kita lakukan dengan bantuan smartphone.
Handphone memang jadi bagian yang tak terlepaskan bagi manusia masa kini.
Namun, kamu harus lebih berhati-hati. Sebab, beberapa handphone memiliki kadar radiasi yang tinggi, lho!
Apa sajakah hp tersebut dan seberapa berbahaya bagi manusia?
Mari Kita Kenali Dulu Specific Absorption Rate (SAR)
Berbicara tentang radiasi smartphone tentunya tak lepas dari specific absorption rate (SAR). Ini adalah ukuran laju di mana energi diserap oleh tubuh manusia ketika terkena frekuensi radio elektromagnetik.
SAR tak hanya didapat dari handphone, tetapi juga dari MRI scanner maupun USG.
Saat mengukur SAR dalam handphone, telepon diletakkan di kepala manusia seperti dalam posisi menelepon. Lalu, nilai SAR diukur di lokasi yang memiliki tingkat penyerapan tinggi di kepala.
Wajarnya, batas SAR dalam handphone adalah 2W/kg, sementara Federal Communications Commission (FCC) mensyaratkan SAR berada di bawah 1,6W/kg.
1. Xiaomi Mi Mix 3 (1,45 W/kg)
Laman Statista merilis daftar handphone yang memiliki kandungan radiasi tertinggi. Hasilnya, beberapa smartphone Xiaomi termasuk di dalamnya!
Salah satunya adalah Xiaomi Mi Mix 3, yang memiliki kadar SAR 1,45 W/kg.
Padahal, handphone ini memiliki fitur yang unggul, seperti RAM 10 GB, konektivitas yang mendukung hingga 5G, desain slide, serta memiliki 4 kamera (dua di belakang dan dua di depan).
2. HTC U12 Life (1,48 W/kg)
Di atas Xiaomi, ada HTC U12 Life dengan kadar SAR 1,48 W/kg. Dalam list yang dirilis Statista, hanya ada dua handphone HTC yang masuk di daftar.
Padahal, HTC U12 Life ini diperkuat dengan memori internal berkapasitas 64 GB, 4 GB RAM, serta dual kamera 16 MP (belakang) dan 5 MP (depan). Hati-hati bila ini smartphonemu!
3. OnePlus 6T (1,55 W/kg)
Ponsel yang terkenal dengan OS Android Pie 9.1 dan layar Corning Gorilla Glass 6 ini juga tak luput dari persoalan radiasi.
Laman Statista menyebut OnePlus 6T ini memiliki kadar SAR hingga 1,55 W/kg. Yang cukup menjadi perhatian adalah ada empat seri handphone OnePlus dalam daftar yang memiliki tingkat radiasi tinggi!
4. Xiaomi Mi Max 3 (1,58 W/kg)
Xiaomi lagi-lagi berada dalam daftar handphone dengan tingkat radiasi tertinggi. Tercatat, kadar SAR dalam Xiaomi Mi Max 3 ini adalah 1,58 W/kg.
Padahal, smartphone ini terkenal tangguh untuk gaming. Fitur-fitur di dalamnya pun cukup mengagumkan, yakni diperkuat dengan Android 8.1 (Oreo), 128 GB memori internal dan RAM hingga 6 GB.
5. OnePlus 5T (1,68 W/kg)
Dengan SAR 1,68 W/kg, OnePlus 5T ini jelas berada lebih dari di ambang batas yang direkomendasikan oleh Federal Communications Commission (FCC).
Laman Statista menyebut bahwa OnePlus 5T ini berada di peringkat dua handphone dengan radiasi yang paling tinggi. Pertimbangkan baik-baik dalam memiliki smartphone ini, ya!
6. Xiaomi Mi A1 (1,75 W/kg)
Sampailah kita pada urutan pertama smartphone dengan tingkat radiasi tertinggi! Ya, Xiaomi Mi A1 adalah juaranya.
Handphone ini memiliki kadar SAR 1,75 W/kg, jauh lebih tinggi dari yang dianjurkan yaitu 1,6 W/kg. Dengan kadar radiasi yang tinggi, ditakutkan itu akan memengaruhi kesehatan dan keamanan penggunanya.
Nah, itulah daftar smartphone yang memiliki tingkat radiasi yang tinggi. Daftar handphone dengan radiasi tertinggi lainnya bisa kamu cek di statista.com ya!
Perhatikan, apakah gadget yang kamu pakai termasuk dalam daftar tersebut.
Sumber: idntimes.com
20-year term life insurance rates
The most popular term life insurance option on the market, the 20-year term policy, provides longer coverage than its shorter-term 10-year counterpart, though it comes with higher annual rates.
These policies are usually recommended for young families who often have large debts and expenses, such as mortgages and school loans, that would become extremely burdensome if the breadwinner of the family happened to die unexpectedly.
The 20-year term is typically long enough for the family to substantially pay down these debts and reduce the potential risk of someone else having to foot the bill should something happen.
Policy face value Preferred plus Preferred Select Standard
$100k policy $199 $226 $271 $496
$250k policy $304 $361 $460 $963
$500k policy $479 $586 $775 $1,740
$1M policy $829 $1,036 $1,405 $3,295
Generational views about the cost of life insurance
ValuePenguin conducted a survey which revealed that more than a third (35%) of the total respondents did not currently have a life insurance policy.
When pressed about what the main reason was behind this decision, over 40% of individuals believed that it is too expensive to purchase life insurance. Furthermore, over half (53%) of baby boomers (adults between the ages of 54 and 72) think policy premiums are too steep and thus do not currently have life insurance. Investing in a policy when young can be cost-effective, and boomers are feeling the effects, like price, of not purchasing life insurance until later in life.
However, when asked, "When should you purchase a life insurance policy?" over 37% of total individuals responded "While you are young and healthy."
Views as to when prospective policy holders should purchase life insurance?
Life event Generation Y Millennial Generation X Baby boomer Silent generation
After the birth of first child 20% 16% 20% 11% 16%
Once you are married 18% 16% 15% 17% 0%
While you are young and healthy 27% 35% 36% 42% 47%
After buying your first home 8% 10% 4% 4% 11 %
When you reach retirement age 7% 6% 7% 8% 5%
When you get your first full-time job/promotion 8% 11% 11% 6% 11%
Never 10% 4% 4% 8% 11%
Methodology
Average life insurance rates by age were calculated based on quotes from five of the largest insurers: John Hancock, MassMutual, New York Life, Securian and Transamerica. Costs shown are for a man in excellent health. Additionally, gender life insurance rate charts used the same insurers and included applicants in excellent health.
Data from this study showing the cost by policy term length was sourced from Northwestern Mutual Life Insurance. Life insurance figures were calculated by looking at four policy amounts ($100k, $250k, $500k, and $1 million) across four rate classes. Below is the breakdown of each rate class:
Preferred plus policies assume no tobacco use in five years, no serious medical issues, cholesterol levels below 200 and blood pressure that doesn't exceed 130/80.
Preferred policies assume no tobacco use in three years, above-average health, no serious medical issues, cholesterol levels below 240 and blood pressure that doesn't exceed 135/85.
Select policies assume no tobacco use in 12 months, good health, blood pressure below 140/90 and cholesterol levels below 300.
Standard policies assume tobacco use in the past year, good health, cholesterol below 300 and blood pressure readings below 140/90.
ValuePenguin by LendingTree commissioned Qualtrics to conduct an online survey of 1,029 Americans to understand their feelings towards life insurance. The survey was fielded May 24-27,