Cewek, tentu saja ingin tampil seksi dan ideal atau sempurna di manapun. Baik itu di foto, video hingga kehidupan sehari-hari.
Untuk mencapai itu, tidak mudah. Mereka harus berupaya keras untuk langsing atau sekadar mengatur posisi mereka.
Walau demikian, hal tersebut tidak melulu berbuah positif seperti yang terjadi dalam video ini.
Nah, video berdurasi pendek ini memperlihatkan bagaimana upaya wanita melakukan hal tersebut?
Susah memang, bahkan terlihat vulgar. Kenapa? karena wanita ini sengaja memelorotkan celananya untuk sekadar selfie.
Video ini sendiri merupakan video candid yang menjadi viral di laman facebook beberapa hari terakhir ini.
Video tersebut diambil oleh seorang pria yang tak sengaja mendapatkan peristiwa ini.
Di sana terlihat, wanita ini menurunkan celana panjangnya sampai ke lutut hingga celana dalamnya terlihat.
Bajunya juga diangkat sebagian hingga pusarnya terlihat.
Kemudian ia mengeluarkan handphone dan berselfie dari belakang.
Ia berniat untuk memperlihatkan bagian tubuhnya yang seksi.
Setelah berfoto berkali-kali, ia kembali memakai celananya dan merapikan bajunya.
Kemudian ia kembali memegang handphone dan tampak mengetik sesuatu.
Entah untuk apa tujuan ia melakukan tindakan tersebut di tempat umum.
Belum diketahui kapan dan dimana waktu pengambilan gambar tersebut. (*)
As an alternative, many insurers also offer the option of term coverage until you reach a certain age, such as 65. This is essentially the same product, as it offers coverage for a pre-determined number of years so long as you consistently pay the premiums, however builds in flexibility regarding the exact time length. For example, if you intend to retire at 70 and have determined that you’ll need $750,000 to cover your family’s costs post-retirement, but you’re 60 and have only saved $600,000, you may choose a term life insurance policy that offers $150,000 of coverage should anything happen to you before then.
Level or Decreasing Term Life Insurance
The key question to ask when choosing between a level and decreasing term life insurance policy is whether your dependents would need less coverage should you pass closer to the end of the term than they would should you pass in the next few years. Level term life insurance, by definition, offers the beneficiaries the same payout over the entire length of the term.
Decreasing term life insurance may be more appropriate if you’re in the process of paying back loans and want coverage to make sure these wouldn’t be transferred to your dependents. You pay a flat premium over the duration of the policy, but the face value (death benefit) of the policy decreases over time. The idea is that a person may need a higher death benefit earlier in life (as they're paying off their home, raising children, etc.) than they do as they get older.
Say your spouse’s income is high enough to cover normal living expenses, but not the 20-year $500,000 mortgage on your house. You might choose a decreasing term policy for a similar term length and initial death benefit equal to the outstanding mortgage loan, since you know your spouse will be financially stable once the mortgage is paid off and you know the time it will take to pay back the loan.
Renewable Term Life Insurance
Short term life insurance policies often have the option of being renewable, meaning each year (or 5 years, depending on the term) you essentially purchase a new policy with the same insurer, under the same terms. The benefits of this type of policy are that you can get coverage for a short period and have the option to renew without going through a lengthy underwriting process. But the downside is that your premiums will increase each time you renew, as you’re older and in a higher risk bracket.
These policies can be helpful if you have a significant financial obligation for a short period of time but are unsure of the exact number of years. New small business owners, for example, may take on significant debt to launch their venture and have an approximate timeline for paying that debt off. However, if the actual time to profitability is 7 years instead of 5 years, as planned, the business owner may want to renew their life insurance policy to make sure any debts would be covered.
Simplified Issue and No Medical Exam Life Insurance
Simplified issue term life insurance, also referred to as “no medical exam” life insurance, may sound great, but is a significantly more expensive product that may not be worth the convenience. While the underwriting process for life insurance can take several weeks, the actual medical exam is quite short (often less than 30 minutes) and can often be scheduled to take place at your home or work. This means a no medical exam policy may cost you thousands of dollars in additional premiums over the term of the policy, while saving you less than an hour.
The only time no medical exam life insurance may be a good financial decision is if you question your ability to pass a medical exam. However, as part of the application process, you’ll still be required to complete health and lifestyle questions in the insurance application and, in the case the insurer finds you’ve misstated anything, your policy may be canceled.